Black Bean Chili With Rice

      Yield: 8 Servings

      1 lb lean beef,Ground

      3 c  black beans,Cooked

      1 c  green pepper,Diced

      1 c  onions,Chopped

      1 c  carrots,Diced

      1 T  chili powder

      2    garlic cloves,minced

      2    bay leaves

    1/2 t  red pepper,Ground

      3 c  vegetable (or tomato juice)

      4 c  hot rice,Cooked

Cook beef in 2-3 quart sauce pan over medium heat, stirring to

crumble. Add all ingredients except rice. Bring to boil; simmer